Do you remember all the great deals I posted previously for opening an account with ING Direct? Back in February, they changed their name to Capital One 360. This is the first great promotion since the name change but when they mention first time customers, that includes the former ING Direct.
To celebrate Independence Day, Capital One 360 is hosting their Financial Independence Days by increasing their usual $50 new account bonus to $100 for a no fee checking account. You can also get $76 for opening a savings account which brings the total possible earning to $176. Both bonuses have fine print attached including minimum starting deposits so make sure you read the facts before opening an account. The bonuses are available from July 1, 2013 12:00 AM (EST) until July 3, 2013 11:59 PM (EST).
Current checking bogging you down? With 360 Checking, you're free to roam. It's fee-free, online and mobile checking that works around your schedule and goes where you go. It starts with:
- No hidden fees or minimums as you earn interest on your everyday money
- 38,000 fee-free Allpoint® ATMs and 2,000 Capital One® ATMs
- Free MasterCard® Debit Card for all purchases
- Mobile check deposits with CheckMateSM & one checkbook's free
I have personally had an account for over two years and love the simplicity of it. The interest rate is slightly higher than the local banks and you can deposit checks by uploading pictures. I use it mostly for savings and have a local bank for my day to day banking, but as I mentioned Capital One 360 has a higher interest rate.
Capital One 360 is FDIC insured so you can feel safe saving your money with them.